💰 What does it really cost?
Refund calculator
A non-subsidized private daycare qualifies for Québec's refundable tax credit, paid in advance. Slide the controls to estimate your real cost after the refund.
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0 $200 000 $+
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100Full-time ≈ 220–260 days
Credit rate (Québec)
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based on your family income Estimated net cost
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Gross annual cost
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Estimated tax credit
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Based on the promotional rate of $40/day.
ℹ️ Estimate only
This shows Québec’s refundable tax credit for childcare expenses (paid in advance), using the official 2026 schedule. It does not include the federal deduction or other measures, which further reduce your real cost. The annual eligible limit is $12,275 per child under 7.
Calculate my real cost (government tool) ↗